MEMORANDUM OPINION ON CITICORP'S MOTION FOR SUMMARY JUDGMENT ON DEBTORS' DEFENSES AND COUNTERCLAIM TO ITS CLAIM
JACK B. SCHMETTERER, Bankruptcy Judge.
The debtor-defendants Lamar and Vanessa M. Chapman ("Debtors") filed their pending proceeding under Chapter 13 of the Bankruptcy Code, Title 11 U.S.C. Prior to that filing, they had mortgaged their home to Citicorp Savings of Illinois ("Citicorp") to secure a loan. Citicorp filed a foreclosure action in state...
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