MEMORANDUM OPINION
BERNARD MARKOVITZ, Bankruptcy Judge.
Debtor Joseph E. Zibura has brought the above-captioned adversary action seeking determination that two (2) education loans are dischargeable pursuant to 11 U.S.C. § 523(a)(8). He maintains that excepting the two loans from discharge would impose an undue hardship upon him and his family.
The Court finds, in accordance with the reasoning set forth below, that the two debts at issue are...
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