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PHYSICIANS INS. CO. OF OHIO v. SWANSON

No. 89-1900.

58 Ohio St. 3d 189 (1991)

PHYSICIANS INSURANCE COMPANY OF OHIO ET AL., APPELLEES, v. SWANSON ET AL., APPELLANTS.

Supreme Court of Ohio.

Decided April 3, 1991.

Attorney(s) appearing for the Case

Buckingham, Doolittle & Burroughs, Jeffrey E. Schobert and Mark D. Frasure, for appellees.

Scanlon & Gearinger Co., L.P.A., Timothy F. Scanlon and Paul F. Meyerhoefer, for appellants Gary and Rosemary Baker.

ALICE ROBIE RESNICK, J.

The issue presented in this case is the application of a provision in a contract of insurance excluding coverage for injuries expected or intended by the insured. We begin our analysis by reviewing the language of the two provisions involved.

The PICO insurance policy issued to appellants contains the following:

"Part I, Exclusions to Part G and Part H

"1. Part G, Personal Liability Coverage and Part...

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