No. 90-7337.

936 F.2d 1162 (1991)

AMERICAN & FOREIGN INS. CO.; U.S. Fire Insurance Company; Plaintiffs-Appellees, International Insurance Company; Chubb & Sons, Inc., Plaintiffs, v. COLONIAL MORTGAGE CO., INC., Defendant-Appellant, William N. Walls; Richard Ford and Emily Ford, Defendants.

United States Court of Appeals, Eleventh Circuit.

July 25, 1991.

Attorney(s) appearing for the Case

Samuel H. Franklin, M. Christian King, Madeline H. Haikala, Lightfoot, Franklin, White & Lucas, Birmingham, Ala., for defendant-appellant.

William Freeman Horsley, Samford, Denson, Horsley, Pettey, Martin & Barrett, Opilika, Ala., for plaintiffs-appellees.

Before HATCHETT and CLARK, Circuit Judges, and PECKHAM, Senior District Judge.

CLARK, Circuit Judge:

U.S. Fire Insurance Company and International Insurance Company (collectively referred to as the "umbrella carriers") brought this declaratory judgment action against Colonial Mortgage Company ("Colonial") to determine the extent of the umbrella carriers' contractual obligation to Colonial. Colonial argued that it was owed coverage by the umbrella carriers in an underlying lawsuit brought against Colonial by Richard and Emily Ford. The district...

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