WEBER, Justice.
In a declaratory action, the District Court of the Eleventh Judicial District, Flathead County, determined that Farmers Union Mutual Insurance Company (Farmers Union) had a duty to defend and indemnify David Blair (Blair), the named insured's son, in an underlying negligence action between Blair and Troy Osburn (Osburn), the injured party. Farmers Union appeals this decision. We affirm.
The issues raised for our review are restated as follows...
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