HOLT, Chief Justice.
The appellants, Charles Tackett and Alberta Tackett, appeal from the chancellor's grant of foreclosure, filed by the appellee, First Savings of Arkansas, F.A. (First Savings). The Tacketts assert three arguments for reversal: 1) First Savings is not the record, legal owner of the indebtedness sued upon; 2) the contract sued upon by First Savings is usurious; and 3) the trial
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