FOIL, Judge.
Plaintiffs, William and Mary Francis, brought this action for personal injuries sustained in an automobile accident. Defendant, Motorists Mutual Insurance Company (Motorists), appeals from two judgments awarding plaintiffs damages pursuant to the underinsured motorist provisions of a Motorists policy. Plaintiffs answered the appeal. We affirm one of the judgments of the trial court, amend the other, and as amended, affirm the second judgment.
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