MEMORANDUM OPINION
FRANK W. KOGER, Chief Judge.
Keith and Dawn Brooks filed a petition for relief under Chapter 7 on or about March 28, 1991. Keith Brooks (hereinafter debtor) was employed by Combined Communications Services. That company has an arrangement with MFA Employees Credit Union (hereinafter MFA) whereby its employees may be members of the aforesaid credit union even though said employees are not employed by Missouri Farmers Association. Debtors...
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