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  5. 577 So.2d 878 (1991)
 

FULLER v. PREFERRED RISK LIFE INS. CO.

89-1405, 89-1453.

577 So.2d 878 (1991)

Pamela W. FULLER v. PREFERRED RISK LIFE INSURANCE COMPANY. PREFERRED RISK LIFE INSURANCE COMPANY v. Pamela W. FULLER.

Supreme Court of Alabama.

March 15, 1991.

Attorney(s) appearing for the Case

J. Knox Argo of Argo, Enslen, Holloway & Sabel, Montgomery, for appellant/ cross-appellee.

Ollie L. Blan, Jr. of Spain, Gillon, Grooms, Blan & Nettles, Birmingham, and William P. Sawyer of Weiss & Sawyer, Montgomery, for appellee/cross-appellant.

PER CURIAM.

Pamela W. Fuller sued for damages for breach of contract and fraud when Preferred Risk Life Insurance Company refused to pay certain claims made on her health and hospitalization policy, claiming the right of coordination of benefits (payment only of what other carriers do not pay). The jury found in her favor and in favor of the agent, but against Preferred Risk, and fixed punitive damages at $1 million. This award was reduced by the trial judge to $250...

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