SHORES, Justice.
The plaintiff, Elizabeth Karen George, a minor who sued through her father, Cletus George, as next friend, was injured when the automobile in which she was a guest passenger ran a red light and collided with another vehicle. The accident occurred on April 10, 1988, in Madison County, Alabama. Karen sued Champion Insurance Company under the underinsured motorist provisions of three insurance policies that her father had purchased. She claimed, among...
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