FARMER, Judge.
This case presents the issue whether a foreclosing mortgagee can serve his out-of-state mortgagor by publication under chapter 49, Florida Statutes (1989), where the mortgagee knows the mortgagor's out-of-state residence address. We hold that if the out-of-state residence is known, the mortgagee must use personal service under section 48.194.
Fidelity sued Robert and Carol Gross to foreclose a mortgage on real property in Palm Beach County....
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