EMBERTON, Judge:
Patricia Anderson was a passenger in an automobile driven by her husband, Robert Anderson, Jr., when it collided with a train causing her death. The couple's daughter, Amber, also a passenger, survived the collision. The Citizens State Bank, Administrator of Patricia's estate, brought suit against Robert Anderson, Jr., against the train's engineer, James F. Higgs, and against Higgs' employer, the owner of the train, Seaboard System Railroad, Inc....
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