Justice CHAPMAN delivered the opinion of the court:
This case is on appeal pursuant to a finding under Supreme Court Rule 304(a) (107 Ill.2d R. 304(a)) following the trial court's dismissal of Larry and Virginia Timmons' counterclaim against the First Bank and Trust Company (formerly known as the Bank of Johnston City and hereinafter referred to as Bank). The Bank filed a complaint to accelerate and enforce payment
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