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C.L. MADDOX v. ROYAL INS. CO. OF AMERICA

No. 5-89-0001.

567 N.E.2d 749 (1991)

208 Ill. App.3d 1042

153 Ill.Dec. 791

C.L. MADDOX, INC., a corporation, Plaintiff and Counterdefendant-Appellee, v. ROYAL INSURANCE COMPANY OF AMERICA, f/k/a Royal-Globe Insurance Company, Defendant and Counterplaintiff-Appellant.

Appellate Court of Illinois, Fifth District.

February 26, 1991.

Attorney(s) appearing for the Case

William S. Daniel, Daniel Law Offices, P.C., Belleville, for defendant and counterplaintiff-appellant.

Donald V. Ferrell, Jelliffe, Ferrell & Morris, Harrisburg, for plaintiff and counterdefendant-appellee.

Justice CHAPMAN delivered the opinion of the court:

C.L. Maddox, Inc. (insured), brought this action in the St. Clair County Circuit Court on a policy of insurance issued by the Royal Insurance Company of America (Royal), for damages to its business premises. The damage occurred at approximately 3:30 a.m. on August 19, 1981, as a result of an incendiary explosion and fire. Minutes before the explosion 10-year-old Tammy Pankey reportedly saw Curtis L. Maddox, president...

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