RUSSELL, Justice.
This declaratory judgment proceeding seeks a determination whether an exclusionary provision in an insurance policy bars coverage for a child's injuries sustained during the insured's business of baby-sitting. We find the exclusionary clause ambiguous and therefore insufficient to bar coverage.
The facts are undisputed. Inder Sharma (the insured) operates a day-care business in her home in Prince William County. She is licensed by the County...
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