ALPERT, Judge.
This case involves an appeal from a declaratory judgment action brought in the Circuit Court for Prince George's County by appellee, Allstate Insurance Company ("All-state"), to determine whether Allstate owed liability and medical payments coverage under a homeowner's liability policy issued to the insureds, Donald and Racquel Bywater ("the Bywaters"). Allstate brought the action after appellant, Payge Willis ("Willis"), the Bywaters's daughter and...
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