OPINION
DUGGAN, Justice.
This is an appeal from a take-nothing judgment following a bench trial. The underlying suit is a promissory noteholder's action to recover from the note's maker the deficiency remaining after default and foreclosure under a deed of trust.
On November 1, 1982, appellees, Mike McQueen and Terry H. McQueen ("the McQueens"), executed and delivered to appellant's predecessor, MBank San Felipe ("the Bank"),
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