BEASLEY, Judge.
These four appeals are from the grant of summary judgment declaring that Georgia Farm Bureau Mutual Insurance Company's contract of insurance with McDonald did not provide coverage.
On June 20, 1985, Georgia Farm Bureau issued a fleet insurance policy to McDonald. The policy was renewed annually and each year the insurer and McDonald did an audit of coverage. In November 1987, McDonald acquired a lowboy trailer for his business of custom application...
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