ON MOTION FOR REHEARING
COHEN, Justice.
Appellant's motion for rehearing is granted, our opinion of December 29, 1988, is withdrawn, and the following is substituted.
This is an appeal from a judgment for damages to an employer because of an insurer's wrongful denial of an employee's group health insurance claim. Appellee, Erbauer Construction Corporation. ("Erbauer"), sued Pan American Life Insurance
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