OPINION
EDWARD D. MULALLY, Judge.
American Hoist & Derrick (Amhoist) appeals from the trial court's determination that respondent Employers' of Wausau (Wausau), an excess insurer, has no obligation to provide "drop down" coverage at the levels of insurance occupied by two insolvent excess insurers. In appeal C3-90-57, appellant Minnesota Insurance Guaranty Association (MIGA) contends the trial court erroneously interpreted Wausau's policy language. The...
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