JUST v. LAND RECLAMATION Ltd.

No. 88-1656.

155 Wis.2d 737 (1990)

456 N.W.2d 570

Thomas S. JUST and Lisa P. Just, Shirley M. Bosch, Roger Dosemegan, John Walterman and Barbara Walterman, Eugene Modesti and Minnie Modesti, Gilbert L. Paar and Patricia A. Paar, Charles Domanico and Rosemarie Domanico, Thomas A. Richardson and Fern D. Richardson, Bud Ruter and Bernice Ruter, Ralph V. Tuinstra, Kenneth Waters and Kathy Waters, Thomas Weyker and Maye Weyker, Verlyn Almond and Mildred Almond, Terry A. Andersen and Bettye J. Andersen, William Bachand, John E. Baker, Jr. and Mary E. Baker, Gary K. Bartels and Mary A. Bartels, Marvin Bosteder and Joan Bosteder, Allen Depatie and Delores Depatie, Richard E. Ehmcke and Mary V. Ehmcke, Bob Eliades and Olympia Eliades, Gary Field and June Field, Patrick Garner and Susan Garner, Kermit Hansen and Louise Hansen, Hugh Hardin and Nellie Hardin, Donald Hess and Ethel Hess, May V. Holtz, Dennis J. Jalensky and Laurie A. Jalensky, Lloyd A. Johnson and Ellen A. Johnson, James G. Kairis and Sandra L. Kairis, Richard Kiehlbauch and Pearle F. Kiehibauch, James Kimes and Linda Kimes, Walter C. Klingenmeyer and Betty Klingenmeyer, Joseph Kristan and Ilona Kristan, Steven H. Kroll and Judith R. Kroll, Jerome Kronenberg and Dorothy Kronenberg, Joseph Kurali and Irma Kurali, Daniel V. Larsen and Karen R. Larsen, Herman Lederhaus and Gertrude Lederhaus, Cary E. Manderfield and Kim M. Manderfield, John W. Mikkonen and Holly D. Mikkonen, Anita J. Oakes, Kenneth Pauls and Virginia Pauls, Myron Payne and Doris Payne, George Perdikaris and Georgia Perdikaris, Mark A. Porcaro, Mark Purdy and Faya Purdy, Kurt Rasmussen and Barbara Rasmussen, Melvin Rose and Nancy Rose, Irene Roselle, James Shalbrack, Robert Smith and Jean Smith, Paul C. Sorensen, Chris Spielman and Susann Spielman, Patrick Sullivan and Janice L. Sullivan, Peter F. Tillema, Dennis Wojak and Pamela A. Wojak, Kenneth Beecher and Susan Beecher, Walter Fleuchaus and Dorothy Fleuchaus, Donald Gillette and Shirley Gillette, Daniel Jensen and Carol Jensen, Plaintiffs-Intervening-Appellants, v. LAND RECLAMATION, LTD., a domestic corporation, Defendant-Third Party Plaintiff-Appellant-Petitioner, GO OF WISCONSIN, INC., a domestic corporation, Defendant-Third Party Plaintiff, BITUMINOUS CASUALTY CORP., a foreign insurance corporation, Defendant-Third Party Plaintiff-Respondent, v. N. CHRISTIANSON & SON REALTY, Morgenson Century 21, Bear Realty, Remax of Wisconsin, Inc., ERA-Kraemer Realty, L.L. Freeman, Inc., Sidney J. Friedman, Olympic Homes Sales Associates, Inc., Olympic Homes Construction Corporation, Steven Kroll, Shirley Bosch, Rosemarie Domanico, Roger Dosemagen, Cary Manderfield, Kim Manderfield, John Mikkonen, Eugene Modesti, Myron Payne, James Shalbrack, John Walterman, Third Party Defendants.

Supreme Court of Wisconsin.

Decided June 19, 1990.


Attorney(s) appearing for the Case

For the defendant-third party plaintiff-appellant-petitioner, there were briefs by Joseph J. Muratore, Sr., Joseph J. Muratore, Jr. and Joseph J. Muratore, S.C., Racine and oral argument by Joseph J. Muratore, Sr.

For the defendant-third party plaintiff-respondent there was a brief by J. Ric Gass, Vicki L. Arrowood and Kasdorf, Lewis & Swietlik, Milwaukee and oral argument by Mr. Gass.

Amicus curiae brief was filed by Gregory B. Conway and Liebmann, Conway, Olejniczak & Jerry, S.C., Green Bay and Thomas J. Dawson, Wisconsin Public Intervenor, of counsel, and Eugene R. Anderson, Thomas G. Rozinski and Anderson, Kill, Olick & Oshinsky, New York, New York, of counsel, for Wisconsin Public Intervenor, Chemical Manufacturers Association, Wisconsin Paper Council, Wisconsin Academy of Trial Lawyers and Wisconsin's Environmental Decade.

Amicus curiae brief was a filed by Robert C. Burrell and Borgelt, Powell, Peterson & Frauen, Milwaukee and Thomas W. Brunner, Marilyn E. Kerst, John W. Cavilia and Wiley, Rein & Fielding, Washington, D.C., of counsel, for Wisconsin Insurance Alliance and Insurance Environmental Litigation Association.


WILLIAM A. BABLITCH, J.

Plaintiffs in this case are property owners in Racine county who live near a landfill site operated by Land Reclamation, Ltd. (LRL). The plaintiffs' complaint alleges that the landfill was the source of unexpected and unintended pollution causing them bodily injury and property damage. The liability insurance policy issued by Bituminous Casualty Corporation (Bituminous) to LRL excluded pollution damages unless such damages were "sudden and...

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