SOGNIER, Judge.
In 1986, Mary B. Helmuth brought suit against the Life Insurance Company of Georgia, seeking the proceeds of a policy of insurance on the life of her daughter, Kathryn Helmuth Cogan, in which Helmuth was named as beneficiary. That case was tried before a jury, which awarded Helmuth $50,000. The insurer appealed, and in Life Ins. Co. v. Helmuth,
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