OPINION
HIGHTOWER, Justice.
This summary judgment case involves the issuance of an insurance "identification card" pursuant to article 6701h of the Revised Civil Statutes of Texas to a statutorily exempt "owner" whose liability insurance policy excluded coverage when the vehicle was not being used exclusively for business. After an accident which occurred while Lisa Jeanine Sudderth (Sudderth) was using the vehicle on a personal
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