MEMORANDUM OPINION
DAVID P. McDONALD, Chief Judge.
I. INTRODUCTION
The Debtors, William and Cynthia McCain, filed their voluntary Chapter 7 petition on January 18, 1989. On May 26, 1989, Debtors filed a Motion To Avoid Lien of Creditor, Century Finance Company of Missouri. The Creditor filed its Answer on June 7, 1989. A hearing was held on the Debtors' motion on July 14, 1989, and, at the request of the parties, the Court took the matter under submission...
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