This action arose out of an automobile accident on the Taconic State Parkway on December 16, 1986. A lawsuit was commenced and Jeffrey B. Pelletier and J. Fechner-Pelletier were both named defendants in the complaint. J. Fechner-Pelletier never interposed an answer due to incorrect ownership information contained in the police report and MV-104 report to the Department of Motor Vehicles. This information
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