WILLIAMS, Judge.
At issue is the beneficiary designation of two life insurance policies, each in the amount of $500,000.00, upon the life of A.C. Suhren, Jr. The possible beneficiaries are three trusts set up by A.C. Suhren, Jr. Parties herein are the principal and income beneficiaries of the three competing trusts and Union Life Insurance Company, which issued the life insurance policies in question to Mr. Suhren.
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