DELL, Judge.
We sua sponte consolidate Case No. 89-0949 with Case No. 89-0993. These consolidated appeals arise out of a single declaratory final judgment which determined that separate insurance policies issued by appellants, Florida Physicians Insurance Company (FPIC) and Physicians Protective Trust Fund (PPTF), afforded coverage for a medical malpractice claim asserted against appellee, Richard L. Stern, M.D. We affirm.
In 1983, Dr. Stern, a radiologist...
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