MEMORANDUM OPINION
DAVID T. STOSBERG, Bankruptcy Judge.
In this chapter 7 adversary proceeding, we are faced with an issue, heretofore unresolved in this district, concerning the status of a debt which arose as a result of the owner's failure to insure her automobile. The case is now before the court on the parties' cross motions for summary judgment, pursuant to Fed.R.Civ.Pro. 56 and Bankr.R. 7056. For the reasons which follow, we will sustain the defendant...
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