WILNER, Judge.
We have before us a declaratory judgment action raising an issue of insurance coverage. Those kinds of actions, unfortunately, are not rare. This is an uncommon action, however, in terms of both the issue involved and the manner in which it comes to us.
Background
The plaintiffs are Robert and Elizabeth Bentz. On June 18, 1982, they purchased a home in Falling Water, West Virginia and shortly thereafter moved all of their...
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