JOHNSON, Judge.
Appellee North Carolina Reinsurance Facility ("Facility") is a non-profit unincorporated entity created by the 1973 General Assembly and organized pursuant to Article 25A of Chapter 58 of the North Carolina General Statutes ("Facility Act"). The Facility was created to insure the availability of automobile insurance to all North Carolina drivers. Appellant, Universal Insurance Company ("Universal"), a licensed automobile liability insurer, is a member...
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