A vehicle owned by Mendon Leasing and leased by Bowcraft Trimming Co. caused serious physical injury to a pedestrian in New York County in June 1981. Plaintiff covered the lessee under a $500,000 business automobile liability policy. Mendon Leasing was covered for this accident by three policies — a $150,000 primary policy; an $850,000 policy in excess of the primary tier issued by Ambassador Insurance Company; and defendant's $1,000,000 excess policy over the two...
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