AMENDED MEMORANDUM OF OPINION
ROBIN L. RIBLET, Bankruptcy Judge.
The matter before the Court is upon the Complaint of the plaintiff, Herbert Spilka, for a determination that his claim against the debtors is nondischargeable under 11 U.S.C. § 523(a)(3). Trial in the matter was held on November 16, 1989 and the decision taken under submission. The following shall constitute Findings of Fact and Conclusions of Law pursuant to Bankruptcy Rule 7052.
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