POSTON v. NATIONAL FIDELITY LIFE INS. CO.

23294

303 S.C. 182 (1990)

399 S.E.2d 770

William S. POSTON, individually, Ronald B. Poston, individually, William S. Poston, and Ronald B. Poston as Personal Representatives of the Estate of Margaret S. Poston, Thomas J. Poston and Kay P. Harmon, Respondents v. NATIONAL FIDELITY LIFE INSURANCE COMPANY, Appellant.

Supreme Court of South Carolina.

Decided November 26, 1990.


Attorney(s) appearing for the Case

David W. Robinson, II, James M. Brailsford, III, and D. Clay Robinson, of Robinson, McFadden & Moore, P.A., Columbia, and Gordon B. Baker, Jr., of Willcox, Hardee, McLeod, Buyck, Baker & Williams, Florence, for appellant.

Ken Suggs and John Boswell, of Suggs & Kelly Lawyers, P.A., Columbia, and Thomas E. Smith, Jr., Pamplico, for respondents.


Heard Feb. 21, 1990.

Decided Nov. 26, 1990.

CHANDLER, Justice:

National Fidelity Life Insurance Company (Fidelity) appeals a jury verdict of $400,000 actual and $200,000 punitive damages in favor of Respondents (The Postons/Beneficiaries) for breach of contract and bad faith refusal to pay a life insurance policy.

We affirm the award of actual damages, and reverse the award of punitive damages.

FACTS

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