Defendant obtained a fine arts floater policy from plaintiff covering objects of art including an alleged Gainsborough painting insured for $400,000. Defendant subsequently submitted a claim under the policy, reporting that the painting had been stolen from his San Francisco apartment on January 13, 1985. Plaintiff's investigation concluded that the Gainsborough was not an original and was worth only $10,000 and plaintiff commenced this action for reformation or rescission...
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