MEMORANDUM OPINION AND ORDER
BABCOCK, District Judge.
This is an appeal from a bankruptcy proceeding regarding an undue hardship discharge under 11 U.S.C. § 523(a)(8) from liability for two educational loans in the bankruptcy of Charles James Lekowicz and Barbara Lee Lekowicz (the Lekowiczs). The Educational Resources Institute, Inc. (TERI), which guaranteed the loans, seeks to reverse the Bankruptcy Court's discharge. It argues that the Bankruptcy...
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