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IN RE HOYT'S, INC.

Bankruptcy No. 89-00956-C.

117 B.R. 226 (1990)

In re HOYT'S, INC. dba "Etchings", Debtor.

United States Bankruptcy Court, N.D. West Virginia.

August 16, 1990.

Attorney(s) appearing for the Case

Daniel A. Oliver, Morgantown, W. Va., for First Nat. Bank of Morgantown.

Thomas H. Fluharty, Interim Trustee.

MEMORANDUM OPINION

L. EDWARD FRIEND, II, Bankruptcy Judge.

The Debtor, Hoyt's, Inc., dba Etchings (the "Debtor") filed a voluntary Chapter 7 bankruptcy petition in the United States Bankruptcy Court for the Northern District of West Virginia on December 4, 1989. The Debtor listed only one secured creditor, the First National Bank of Morgantown ("FNBM"), on its schedules. By order dated January 5, 1990, there was a determination by the Court that FNBM was...

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