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CARDINAL v. LEADER NAT. INC. CO.

No. 89-1271.

158 Wis.2d 147 (1990)

461 N.W.2d 799

Karen J. CARDINAL, Plaintiff, v. LEADER NATIONAL INSURANCE CO., Defendant-Appellant, AMERICAN & FOREIGN INSURANCE CO., a/k/a Royal Insurance Co. of America, Defendant-Respondent, Julia A. POST, Alphonse Post, Paul A. Wilson, and Milwaukee Mutual Insurance Co., Defendants.

Court of Appeals of Wisconsin.

Decided September 12, 1990.

Attorney(s) appearing for the Case

On behalf of the defendant-appellant, there were briefs and oral argument by Philip C. Reid of Cook & Franke, S.C. of Milwaukee.

On behalf of the defendant-respondent, there was a brief and oral argument by Susan E. Simanek of Albert, Jude, Shuman & Simanek, S.C. of Racine.

Before Nettesheim, P.J., Brown and Scott, JJ.

BROWN, J.

Leader National Insurance Company appeals from a judgment commanding that it cover, for liability purposes, a permissive user of a vehicle, even though Leader did not insure the vehicle; it insured only the owner under a non-owner insurance policy.

There are three issues in this case. First, does the financial responsibility statute mandate that non-owner insurance be transformed into vehicle insurance? Second, did the SR-22 form sent by Leader to...

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