POPE, Judge.
This appeal follows the trial court's entry of judgment for plaintiff/appellee Alma Exchange Bank and Trust ("Alma Bank"). The case was tried in the trial court primarily on a stipulation of facts and documents. The record shows that Alma Bank made two loans to the Worth family which were secured by deeds to secure debt on real estate owned by Mr. Worth. The deed provided, in relevant part, that the Worths were required to "carry fire and extended coverage...
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