COOPER, Judge.
Appellant purchased a house in 1962 and executed a deed to secure debt, which was assigned to New York Life Insurance Company ("New York Life"). The deed to secure debt required appellant to make monthly payments into an escrow account from which the annual ad valorem taxes would be paid. From 1962 to 1986, Southeastern Mortgage Corporation ("Southeastern") serviced the loan and paid the taxes from the escrow account. In February 1986, Banker's First...
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