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IN RE MOORE

Bankruptcy No. 90-10760S, Adv. No. 90-0242S.

117 B.R. 135 (1990)

In re Russell L. MOORE, Sr., Debtor. Russell L. MOORE, Sr., Plaintiff, v. MID-PENN CONSUMER DISCOUNT CO., Defendant.

United States Bankruptcy Court, E.D. Pennsylvania.

August 2, 1990.

Attorney(s) appearing for the Case

Paul A. Brooks, Community Legal Services, Inc., Philadelphia, Pa., for plaintiff-debtor.

Edward Sparkman, Philadelphia, Pa., Chapter 13 Standing Trustee.

Arthur J. Matusow, Philadelphia, Pa., for Mid-Penn Consumer Discount Co.

OPINION

DAVID A. SCHOLL, Bankruptcy Judge.

A. INTRODUCTION

The Debtor herein seeks to parlay a technical violation of the federal Truth in Lending Act, 15 U.S.C. § 1601, et seq. ("TILA") — the creditor's failure to expressly disclose that the Debtor could obtain fire insurance from an insurer of his choice — into an erroneous disclosure of the finance charge in a loan transaction, entitling the Debtor to the drastic consequences...

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