LAY, Chief Judge.
John A. Kroh, Jr., appeals from his conviction on charges of defrauding three financial institutions. The indictment charged the defendant under count one with conspiracy to submit false statements to banks, 18 U.S.C. § 371 (1988); counts two through four with making false statements to banks, 18 U.S.C. § 1014 (1988); counts five through eight with causing interstate wire transmissions made in execution of a scheme to defraud, 18 U.S.C...
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