PER CURIAM.
After examining the briefs and appellate record, this panel has determined unanimously that oral argument would not materially assist the determination of these appeals. See Fed.R.App.P. 34(a); 10th Cir.R. 34.1.9. The cases are therefore ordered submitted without oral argument.
This action arises from the efforts of appellee First National Bank and Trust of Vinita (FNBV) to recover proceeds paid to appellant Jerry Courtney following the...
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