TISSELL v. LIBERTY MUTUAL INSURANCE CO.

No. 53340-7.

115 Wn.2d 107 (1990)

795 P.2d 126

ADA TISSELL, Appellant, v. LIBERTY MUTUAL INSURANCE COMPANY, Respondent.

The Supreme Court of Washington, En Banc.

August 2, 1990.


Attorney(s) appearing for the Case

Kenneth B. Shellan and Maltman, Weber, Reed, North & Ahrens, by Douglass A. North, for appellant.

Reed McClure Moceri Thonn & Moriarty, by William R. Hickman and Pamela Okano, for respondent.

Bryan P. Harnetiaux, Gary N. Bloom, and Robert H. Whaley on behalf of Washington State Trial Lawyers Association, amici curiae for appellant.

Bertha B. Fitzer on behalf of Washington Defense Trial Lawyers, amicus curiae for respondent.


DORE, J.

We hold that certain victim exclusions in underinsured motorist (UIM) policies are invalid as against public policy when asserted against the purchaser of a UIM policy. When so applied, the exclusions limit insurance coverage on a basis other than the risk of the insurer, and therefore contravene this State's long-standing policy of full compensation for accident victims.

FACTS

Ada Tissell is the...

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