BARKSDALE, Circuit Judge:
Appellant NCNB objected to Dr. Bowyer's discharge in his Chapter 7 bankruptcy proceeding; but, the bankruptcy court allowed it, and the district court affirmed. Because Bowyer's use of non-exempt funds on the eve of bankruptcy, including conversion to exempt assets (such as satisfaction of his homestead mortgage), constituted intent to hinder or delay a creditor, we REVERSE.
I.
Bowyer, an anesthesiologist, was a member of...
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