GUIDRY, Judge.
Decedent, Ezola Leday, purchased two life insurance policies with defendant, United Insurance Company of America (United). The first policy (No. UG1454564) was issued on March 5, 1987 with ultimate benefits of $2,750.00. The second policy (No. UG1460473) was issued on July 1, 1987 with ultimate benefits of $1,500.00. Plaintiff, Enola Leday, was the named beneficiary in both policies. Both of the United policies (hereafter policy) contain the following...
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