CLARK, Circuit Judge:
On March 14, 1988, a fire occurred at the home of James S. Neal, the plaintiff in this case. The fire destroyed both the plaintiff's house and the his van which was parked under a carport attached to the house. Previously, the plaintiff had purchased two insurance policies—one insuring the house from defendant State Farm Fire and Casualty Company and another insuring the van from defendant State Farm Mutual Automobile Insurance Company...
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