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STATE FARM FIRE AND CAS. CO. v. BALMER

No. 87-7699.

891 F.2d 874 (1990)

STATE FARM FIRE AND CASUALTY COMPANY, Plaintiff-Appellee, Cross-Appellant, v. George BALMER and Margaret Balmer, Defendants-Appellants, Cross-Appellees.

United States Court of Appeals, Eleventh Circuit.

January 11, 1990.

Attorney(s) appearing for the Case

Lee H. Copeland, Dexter C. Hobbs, Copeland, Franco, Screws & Gill, P.A., Montgomery, Ala., for defendants-appellants, cross-appellees.

Michael B. Beers, Beers, Anderson, Jackson & Smith, Montgomery, Ala., for State Farm & Cas. Co.

Before VANCE, Circuit Judge, HILL, Senior Circuit Judge and ATKINS, Senior District Judge.

VANCE, Circuit Judge:

George and Margaret Balmer appeal from the grant of judgment notwithstanding the verdict in favor of State Farm Fire and Casualty Company, ("State Farm"), on the Balmers' bad faith failure to pay claim. For the reasons stated below, we affirm.

I.

On Sunday, April 13, 1986, a fire demolished the farm house of George and Margaret Balmer located near China Grove, Alabama. The house was insured by a policy of insurance with State...

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