OPINION
MATTHEWS, Chief Justice.
Sherrod suffered an on-the-job injury in 1978 while employed by the Municipality of Anchorage. He has had recurrent back problems since then, for which he has received much medical and hospital care. Some of his medical and hospital bills have been paid by the Municipality under the Workers' Compensation Act and some of them have been paid by Aetna, Sherrod's health insurer.
In 1983 Aetna required Sherrod to sign...
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