OPINION
ROWE, Justice.
Bernard J. Dolenz sued the insurers for fire loss to a residence and its contents and for bad faith claims handling. Pending trial, the insurers paid Dolenz the face amount due for a total loss of contents and, claiming the dwelling loss was less than total, paid approximately one-third of the insured value of the dwelling. A subsequent court-ordered appraisal, found valid by the trial judge, fixed the loss to the dwelling at $7,713...
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