PER CURIAM.
Beginning in 1983, Baker Industries, a division of Sonoco Products Company (hereinafter "Sonoco"), employed Kim Sharpley. Sonoco is a self-insured company whose employees are covered under a group life, medical, and dental insurance policy administered by Provident Life and Accident Insurance Company (hereinafter "Provident"). A provision in that group policy provides as follows:
"Acts of Third Parties (Subrogation)
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